Rates

Loans | Savings | Certificates

Loan Rates

Please contact the Credit Union for the most current rate offerings. (407) 826-5005

Loans	Rate	APR*	Term
New Automobiles (Starting at)	4.750	4.750	n/a	Calculator
Used Automobiles (Starting at)	4.750	4.750	n/a	Calculator
New Boats (Starting at)	6.650	6.650	n/a	Calculator
Used Boats (Starting at)	7.400	7.400	n/a	Calculator
New Recreational Vehicles (Starting at)	6.650	6.650	n/a	Calculator
Used Recreational Vehicles (Starting at)	7.400	7.400	n/a	Calculator
MasterCard (Call for interest rates)			n/a	Calculator
Executive Line of Credit (Starting at)	9.200	9.200	n/a	Calculator
Other Collateral (Starting at)	9.000	9.000	n/a	Calculator
Personal (Starting at)	9.250	9.250	n/a	Calculator
Overdraft Protection (Starting at)	10.000	10.000	n/a	Calculator
Disaster (Call for interest rates)		0.000	n/a
Share Secured	2.750	2.750	n/a	Calculator
Certificate Secured (Issue rate plus)	1.500	1.500	n/a	Calculator
Credit Rehab (Call for interest rates)		0.000	n/a
Mortgage Loans (Call for interest rates)		0.000	n/a
Home Equity Loans (Starting at)	7.350	6.800	n/a	Calculator
Home Equity Line of Credit (Starting at)	7.450	6.950	n/a	Calculator

*APR = Annual Percentage Rate

Note: Your loan rate will be based on your credit history, qualifications, and security offered. A loan officer will notify you of the rate you qualify for after processing and reviewing your credit application.

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Share Rates

Please contact the Credit Union for the most current rate offerings. (407) 826-5005.

Savings	Dividend Rate	APY*	Minimum Opening Balance	Minimum to Earn Dividends
Regular Shares	0.660	0.662	$ 5.00	$ 100.00
IRA Shares	1.500	1.510	$ 0.00	$ 100.00
Money Market Share Tier 1	2.050	2.070	$ 1,000.00	$ 1,000.00
Money Market Share Tier 2	2.250	2.270	$ 25,000.00	$ 25,000.00

*APY = Annual Percentage Yield

This schedule is incorporated as part of your account agreement with Central Florida HealthCare Federal Credit Union. Fees and other conditions may reduce earnings on the account. All rates subject to change without notice. Rates are declared following the end of the Dividend Period. The Dividend Period is the period of time at the end of which an account earns dividend credit. Early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.

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Certificates	Dividend Rate	APY*	Minimum Deposit	Minimum to Earn Dividends	Term
Share Certificate	3.050	3.090	$ 500.00	$ 500.00	6
Share Certificate	3.100	3.140	$ 500.00	$ 500.00	12
Share Certificate	3.100	3.140	$ 500.00	$ 500.00	24
Share Certificate	3.150	3.200	$ 500.00	$ 500.00	36
Share Certificate	3.200	3.250	$ 500.00	$ 500.00	60

IRA Certificate	3.050	3.090	$ 500.00	$ 500.00	6
IRA Certificate	3.100	3.140	$ 500.00	$ 500.00	12
IRA Certificate	3.100	3.140	$500.00	$ 500.00	24
IRA Certificate	3.150	3.200	$ 500.00	$ 500.00	36
IRA Certificate	3.200	3.250	$ 500.00	$ 500.00	60