Central Florida HealthCare FCU
Privacy Notice with Opt Out Rights
Central Florida HealthCare Federal Credit Union is committed to making available financial products and services that will enable its members to meet their financial needs and goals. Protecting personal information and using it in a manner consistent with member expectations is a high priority to everyone associated with this credit union.
To ensure that members can rely on the quality of products and services we make available, our credit union stands behind the following privacy policy:
The credit union will collect only personal information that is necessary to conduct our business. We collect non-public personal information about you from the following sources:
· Information we receive from you on applications or other forms;
· Information about your transactions with us, our affiliates or others; and
· Information we receive from a consumer-reporting agency.
We may disclose non-public personal information about you to the following types of third parties:
· Financial Services providers, such as those that provide mortgage, securities, credit card and insurance services;
· Non-financial companies such as direct marketers.
We may disclose all the information that we collect as described to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements. We may also disclose information about you under
other circumstances as permitted or required by law.
The credit union will only partner with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members’ economic well-being. Under no circumstances will we authorize those firms to charge a members account without receiving their express consent, and we will not sell member information to telemarketing firms.
If you decide to terminate your membership with Central Florida HealthCare Federal Credit Union we will not share information we have collected about you, except as permitted or required to by law.
How to Opt Out
If you prefer that we not disclose non-public personal information about you to parties that are not affiliated with the Central Florida HealthCare Federal Credit Union, you may “opt out’ of these disclosures. This “opt out” will not apply to disclosures that are permitted by law and will not apply to disclosures to companies that perform marketing services on our behalf or to other financial institutions with whom we have a joint marketing agreement. If you wish to opt out you may call us toll free at 1-866-687-5005 and ask for an OPT OUT FORM.
Members may also Click Here and download an OPT OUT FORM to sign and return to us by mail.
How We Protect Your Information
Central Florida HealthCare Federal Credit Union will protect the personal information of its members. We do this by restricting access to information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safe guards that comply with federal regulations to guard your information.
