At Central Florida HealthCare FCU, we know that shopping for a car can be a hassle sometimes. That's why we've created this section to help members make an informative decision when purchasing a new or used vehicle.
New or Used? First, you must decide on whether you want to purchase a new or used car and on an estimate of a price range you can afford. On a new auto we can finance 100% of the MSRP of the vehicle. On used vehicles, we can finance up to the current N.A.D.A. retail value. Call the Loan Department for current values on specific makes and models of used vehicles. You can also apply online for a loan pre-approval (good for 30 days) to speed up the process.
Dealership or Private Sale? The majority of the vehicle purchases that we handle are through automobile dealerships. In which case, the dealer can prepare a buyer's order/invoice for the vehicle you're interested in. If you are buying through a private individual, then you and the seller will need to prepare a bill of sale. You can pick up a bill of sale form from the Loan Department. Keep in mind that with a private sale, sales tax and title transfer fees are involved.
Apply online for an auto loan pre-approval today. This will save you valuable time especially if you are purchasing a used auto through a dealership or private sale. Some dealerships give you only a few days to refinance their contracts, so a pre-approval will eliminate any time issues with the application process. If you have any questions regarding new or used automobile financing, please do not hesitate to call the Loan Department.
AutoAdvisors, The AutoAdvisor Car Information and Buying Program provides a haggle and hassle free car buying experience for credit union members at a low, competitive price, while insuring that each and every vehicle loan remains with the credit union. This no-cost service guarantees that members shop smarter and save money on the purchase of a vehicle.
In fact, last year the AutoAdvisor Program saved credit union members over $7.9 million dollars on new vehicle purchases. Members gain knowledge about competitive pricing, trade-in values, rebates and incentives, and the best purchase and lease options. In addition, members can learn how credit union warranty and insurance products provide equal service and coverage at half the price of the dealership. For more information call the Credit Union at 407-826-5005 or visit www.autoadvisors.com .
With AutoAdvisors, Why go it alone?
Auto Insurance
As a Central Florida HealthCare member, you and your family can enjoy these and other benefits from Nationwide's special auto insurance program:
• Local Agency Service
• Guaranteed Claims Service
• Multiple Discounts
• Convenient Payment Options
For a quote from Nationwide Insurance, call The Ky McAteer Agency at (352) 394-1100. Click here.
In addition to your Nationwide Agent, review your current policy online anytime, anywhere, anyway. Click on www.mynationwide.com to find out more.
Protect your investment! Check out what Central Florida HealthCare FCU provides to protect your new vehicle and your loan. Click here to go to the Loan Protection section.
Note: Your loan approval will be based on your credit history, qualifications, and security offered. A loan officer will notify you of the rate you qualify for after processing and reviewing your credit application.
