You've heard the incredible stories of people stashing dollars in their mattresses until they're literally resting on vaults of cash. By paying your monthly mortgage, you've been doing the same thing - building a vault. The equity you've established in your home stores a generous supply of cash for you to unlock.
Open up this vault with an affordable Home Equity Loan from Central Florida HealthCare FCU. Get the funds to have fun without draining your savings or relying on the absurd rates of bank and department store credit cards.
A Home Equity Loan is the smart way to borrow. Take a look at this combination of advantages:
• Lower Rate - Get the funds you need at a great low APR. There's no reason to charge on your high-rate credit cards, some as high as 22% APR!
• Generous Amounts - Borrow up to 95% loan to value of your home, up to $75,000.
• Flexible Terms - Choose budget-friendly payments up to 15 years. Otherwise, with a high-rate credit card, your payments could go on and on.
• Spending Options - It's your money! Use it for home improvements, spring break or summer vacation, a new convertible, a new pool, debt consolidation - you name it!
• Tax Advantages - Because this loan is tied into your home, you may be able to deduct the interest you pay each month.* Credit cards do not offer this benefit.
* Consult your tax advisor.
First Mortgages
Whether you are looking to purchase a new home, your first home, or to refinance your current mortgage, look to your Credit Union. In conjunction with our partner, CU Mortgage Center, we can help you with a full menu of competitive mortgage programs. Established in 1997, the CU Mortgage Center team has a combined mortgage industry experience of over forty years.
CU Mortgage Center serves you better with friendly and professional service and their professionals are dedicated to finding the right loan for your unique strategy. They offer almost every type of mortgage loan and have access to several trusted lenders with a wide variety of different loan programs. Take advantage of highly competitve finance terms, conditions and closing costs.
CU Mortgage Center offers the following loans:
- Home purchases
- First time home buyer programs (up to 107%)
- Rate/term and cash out finances
- Debt consolidations
- Home improvements
- Construction/lot/land loans
- Manufactured homes
- Jumbo loans
- Investment properties
- Fixed and adjustable rates
- Credit rebuilding programs
- 100% investor programs
For more information click here or call CU Mortgage Center today at 407-826-5005 x 811 or toll free at 866-687-5005 x811.
Closed Ended Second Mortgages
Take a second mortgage for home improvements, debt consolidation, college tuition, or even a vacation. Terms of 5, 10, and 15 years are available to fit your needs.
Call the Real Estate Loan Specialist for more details.
Home Equity Line of Credit
Let the available equity in your home work for you! Use the revolving line of credit for unexpected emergencies, home repairs, or whenever funds are needed.
Call the Real Estate Loan Specialist for more details.
Buy or Sell Real Estate and Get a Cash Rebate
HealthCare FCU has teamed up with SMARTMOVE to offer you a very special rebate program. Receive professional real estate assistance and a cash rebate whenever you buy or sell residential real estate anywhere in the United States. Use SMARTMOVE as many times as you like--it's absolutely free!
Before contacting a real estate agent, call SMARTMOVE first. A SMARTMOVE Coordinator will match you with a specially trained program-endorsed real estate agent and remain your central point of contact through the transaction.
Click here to find out more about SMARTMOVE. Or call 1-800-753-6135 (toll free). At HealthCare FCU, our Mortgage Lending Department will be glad to answer your questions and assist with your mortgage needs. Call 407-826-5005 or toll free 866-687-5005.
